Experience a comprehensive, 5-hour course, spread over two evenings that touches on a broad array of topics to improve your overall confidence in retirement. You'll cover optimizing distribution choices like social security, pensions, work retirement plans and IRAs, including the power of Roths and how they can be used to reduce taxes. You'll also discuss investing to reduce volatility, when insurance and annuities make sense, and even cover high-level estate planning. Note: your enrollment allows you to bring one additional person at no additional charge.

Creating Your Estate Plan is designed to help you understand the basics of estate planning so you can consider the options that make the most sense for your specific situation. Participants will learn what to consider when creating a will, the benefits of trusts in estate planning, how to help reduce taxes on estates and how insurance can help protect your family.

Creating Your Estate Plan is designed to help you understand the basics of estate planning so you can consider the options that make the most sense for your specific situation. Participants will learn what to consider when creating a will, the benefits of trusts in estate planning, how to help reduce taxes on estates and how insurance can help protect your family.

Estate planning is for everyone, not just those with large estates or significant wealth. Whether you are raising a family, own a home, are married or single, or simply want to make sure your wishes are honored, having an estate plan can help provide peace of mind. In this introductory class, estate planning attorney Tom Stanton will explain the basics of wills, trusts, probate, powers of attorney, and health care directives. You will also learn about beneficiary designations, what can happen when someone dies without an estate plan, and common mistakes that can create challenges for family members. This class is designed for anyone who wants a better understanding of estate planning and the steps they can take to prepare for the future. No legal background is needed.

The sticker price is rarely what a family pays, but figuring out the real number can feel impossible. This session explains how colleges build financial aid offers, what the FAFSA does, how merit scholarships work, and why two schools with the same price tag can cost your family very different amounts. You'll leave knowing how to use net price calculators, which deadlines matter most, and what questions to ask before you commit to a school.

Plan ahead for retirement by learning how Social Security works for you. This class is designed for married couples, single adults and widows who want to better understand their Social Security benefits. Learn practical strategies for deciding when to claim, how marriage affects benefits, and how to coordinate Social Security with other retirement income. Topics include how marriage affects Social Security benefits, the best time to claim benefits, coordinating Social Security with other income sources, understanding taxes on benefits, working while receiving benefits, and strategies for higher-earning households. This clear, informative class helps you make confident decisions and maximize the benefits you’ve earned.

Turning 65 soon? This course is designed to help you figure out if and when to sign up for Medicare, the costs, and your coverage options.

Turning 65 soon? This class will help you understand Medicare and make informed decisions about your health coverage. Learn when to enroll, what Medicare may cost, and the coverage options available to you. You'll leave with a better understanding of the Medicare enrollment process and the information you need to choose a plan that fits your needs.

This is an online class held via Zoom. Please make sure your email address is current so we can send the Zoom link before class. PDF handouts will be provided during the class. Want to earn money each month by promoting products online? In this class, you’ll learn how to post special links on your website that earn you money when people click, buy, or sign up. You’ll find out where to access over 1,000 free and low-cost opportunities, how to avoid scams, and how to choose links that give you the best return. You’ll also learn how to: Find high-paying and repeat commission offers Use SEO (search engine optimization) to help more people find your site Boost your site’s visibility on Google The instructor, LeeAnne Krusemark, is a former journalist, published author and editor, and teaches publishing at colleges across the country—including Harvard’s adult education program.

This is an online class held via Zoom. Please make sure you have a current email on file so we can send you the link prior to class. A growing number of college applicants included test scores in their applications for admission to college this fall, and this growth comes at a time when the ACT and SAT have recently undergone some dramatic changes. Amid the changes, how can your student make sense of the new world of testing and how can test scores fit into their college plans? What do they need to know about the new ACT and SAT? Join us to learn about how these changes may impact your family, and new strategies you should consider to give your student the best opportunity to be admitted and maximize scholarships and financial aid. If you are the parent of a HS student in grades 9-11, this is incredibly important info you will not want to miss. Register today!

This is an online class held via Zoom. Please make sure you have a current email on file so we can send you the link prior to class. A growing number of college applicants included test scores in their applications for admission to college this fall, and this growth comes at a time when the ACT and SAT have recently undergone some dramatic changes. Amid the changes, how can your student make sense of the new world of testing and how can test scores fit into their college plans? What do they need to know about the new ACT and SAT? Join us to learn about how these changes may impact your family, and new strategies you should consider to give your student the best opportunity to be admitted and maximize scholarships and financial aid. If you are the parent of a HS student in grades 9-11, this is incredibly important info you will not want to miss. Register today!

This is an online class. Please have a current email on file with us so we can send the Zoom link and materials prior to class. Discover how mystery shopping works and how businesses use customer feedback to improve their services. In this class, you'll learn how to find legitimate mystery shopping opportunities, understand common assignment types, and evaluate whether a shopping opportunity is right for you. The course covers in-person and online shopping assignments, how mystery shoppers are compensated, what businesses expect in shopper reports, and tips for getting started. You'll review examples of actual assignments and learn how to identify reputable mystery shopping companies. Instructor Gina Henry has more than 30 years of mystery shopping experience. Fee includes a digital copy of her 100-page mystery shopping guide (a $39.95 value).

If you don’t have a will, Minnesota law decides who receives your property and who will care for your children. In this class, you’ll learn what a will is, how probate works, and why planning ahead is so important. You’ll leave with a completed, legally binding will—ready to use. We provide everything you need, including a professional will form, witnesses, and a notary. This class is best for people who have less than $1 million in assets and who do not own a business. An attorney will lead the class and answer your questions.

Retire with confidence by learning how to optimize distributions from social security, pensions, work retirement plans and traditional IRA. Learn about the benefits of Roth IRA and how they can help reduce your taxes. This class also covers importance of estate planning, long term care insurance and when annuities are useful.

Learn strategies to help you make the most of your retirement income and build a financial legacy for future generations. This class explains how Social Security benefits, pensions, workplace retirement plans, and traditional IRAs work together in retirement. You'll also learn about Roth IRAs and how they may help lower taxes over time.

Estate planning does not have to feel intimidating or impersonal. This practical class introduces generational planning, a way to pass on more than money — your wishes, values, and stories — so the next generation has clarity and direction. You’ll learn what can happen when a legacy is not planned, how to prepare for sudden incapacity, and how to transfer both personal and financial assets with purpose. You’ll leave with a simple, six‑step process and a clear next step you can take right away. You do not need to be wealthy to benefit — clarity matters most. Whether you are 45 or 75, this framework helps align paperwork, people, and purpose.

Your tax rate in retirement can change from year to year. It depends on when and how you use different income sources. Without a plan, you may pay more in taxes than necessary. This class explains how smart tax planning can help you manage taxes throughout retirement, understand how they affect Social Security and Medicare, and decide when to use different accounts to help lower your tax bill. You’ll learn how smart tax planning can improve your retirement, how to avoid the Social Security “tax trap,” and how withdrawing assets in the wrong order can raise Medicare premiums. You’ll also explore the four stages of retirement, the key tax decisions in each, and common mistakes to avoid with investments, health care, and estate planning.