Making the Most of Your Long-Term Care Insurance Benefits

Do you have long-term care insurance and want a clearer understanding of what it covers? Every policy is different. This class explains covered services, benefit limits, elimination periods, inflation riders, and what triggers coverage. Participants will also learn how to file a claim, what paperwork is required, and how to use their policy effectively for home care or assisted living.

• Understand key policy terms such as elimination periods, benefit maximums and inflations riders.
• Identify what services and settings are covered.
• Recognize the triggers for coverage, including ADLs and cognitive impairment criteria.
• Learn steps to file a claim and avoid delays or denials